You love being your own boss - but taking a break from your business is proving impossible. How can you book a holiday and not spend it worrying?

Help us raise money for charity this Christmas with #AdventAid

Here we explore how this year's Autumn Statement will affect small business owners...

A recent survey found that four in 10 accountants are worried that technology will make their jobs obsolete in the future.

But I am not one of that 40%.

Here at KBL Accounts we work with a number of agency workers - particularly nurses - who are concerned about how to handle HMRC when declaring earnings above and beyond any permanent employment.

When they first come to us, they are generally working under an umbrella company which pays them PAYE or they declare their extra earnings on a self-assessment tax return each year.

But with our help they have gone on to set up their own limited company - making the most of their money.